Security Promise

Our Credit Union will never ask for any personal credit card or financial information via email. We do not share our internal email lists with anyone, and have security in place to ensure that our internal databases are not being accessed.

Routing Number

Service 1 Federal Credit Union's routing number is: 272483264

Tax Information:

1099-INT Instructions

Tip of the Month

Loans

Borrowing from your credit union offers distinct advantages.

Very low, competitive rates
Quick loan request turnaround
Free payroll Deduction service for easy, automatic payments
Credit Life/Disability Insurance available for a low cost

*APR = Annual Percentage Rage. Rates and terms are subject to change without notice. Your rate may be based on your credit history and terms of the loan.

Mortgage

Service 1 Federal Credit Union has chosen AmeriCU Mortgage Company as the credit union's endorsed mortgage service. AmeriCU specializes in mortgages for credit union members.

We will help you get in touch with Mike Vanderwall, your very own mortgage specialist. Just call Service 1 Federal Credit Union today and he will meet with you at the credit union and provide you with helpful, honest information.

Home Equity

Historically, as home prices have risen, the value of your home has probably also increased. With a Home Equity Line of Credit or Home Equity Loan, you borrow against your home's equity.

It's an ideal way to use your home to get extra cash for home repairs, tuition, debt consolidation or anything else you'd like. And the interest on your Home Equity Loan or Home Equity Line of Credit may be tax deductible. (Consult with your tax advisor to see if you can take advantage of this deduction)

Auto Loans

Looking for a new vehicle? Found the perfect car but you don't know where to finance it? At Service 1 FCU, we know that car shopping is stressful enough without worrying about where you'll get financing. Let our loan officers guide you through the auto purchase process. Our expert staff will help you find the loan that is right for you.

Need Cash? Refinance Your Car!

Are you really happy with the rate you're getting on your existing auto loan from another financial institution? If you hesitated, chances are you may benefit by refinancing with us.

No application fee
Low Rates
Refinancing
Rates and terms that fit your individual needs

It's a great time to refinance your car before interest rates go up. Call us at 800-879-9697 .

Service 1 Federal Credit Union is always working to serve and protect our members. We now offer Guaranteed Asset Protection (GAP) Insurance. Click here for more details.

Recreational

When it comes to enjoying the good life with a boat, RV, or jet skis, remember we can handle all your lending needs. We offer competitive rates and term financing for life's fun extras. Our friendly, helpful, and knowledgeable staff can assist you in finding the loan best suited to your individual needs.

Personal

We try hard to help you every way we can. So we also offer signature loans, personal loans, and share secured loans (loans secured by the funds in your regular share/savings account).

Please call us at 800-879-9697 to discuss the precise need you have. We'd like to help if we can.

Visa

Great Card...Great Rate!

Some financial institutions are raising consumer credit card rates, not Service 1 FCU! We offer one great, low, fixed rate on our Visa Cards.

9.9% APY.

If you have bank or department store credit cards, chances are you're paying too much in interest and fees. Pay off those cards with a low-cost advance from your Service 1 Federal Credit Union Visa card.

No Annual Fee
A true 25-day Grace Period for New Purchases (if your previous Visa statement balance was paid in full)
Visa Cash Advances: There are no fees for cash advances from your S1FCU Visa card. Take an advance at any Visa ATM or financial institution displaying the Visa logo. There is no grace period for cash advances. Interest is charged from the date of the transaction. Visa advances may be subject to a third party fee.

Great News for VISA card holders!

Service 1 FCU is making some improvements to our VISA program, which means some great benefits for you! You can now:

Set up automatic transfer payments from your other credit union accounts
Access your credit card information and make payments just like with your other loans
Receive updated credit card activity, make payments, or get cash advances using Audio Response or It’s Me 247 Banking.

After September 25, 2006 your VISA statement will be enclosed in the same envelope as your savings account statement, you will no longer receive a separate VISA statement.

To activate your Visa Card call 800-543-5073.
If your Visa Card is lost or stolen please call 866-333-4740.

If you have any questions please send them to msr@service1fcu.com.

Rates and terms are subject to change. Subject to credit approval. Membership eligibility required. Contact Service 1 Federal Credit Union for details.

Secured Visa Cards

If you’ve run into financial difficulty that resulted in damaged credit, you might find it hard to obtain new credit. Past credit mistakes can be nearly impossible to move past at times. What do you do when you need to re-establish your credit, but can’t get a credit card?

You get a secured credit card from Service 1 Federal Credit Union!

A secured credit card is different from regular credit cards in that you put the amount the credit card is worth in your S1FCU savings account and it is used as collateral for the purchases you’re making using the card. You’re able to safely and securely start rebuilding your credit score.